Coronavirus COVID-19 Update
At SMBC Rail, we want to let you know we are thinking about all of you - our employees, our customers, our suppliers, and our communities - as we work through the impact of Coronavirus (COVID-19). Like you, we're closely monitoring the quickly developing effects of this outbreak.

SMBC Rail is doing everything we can to continue our operations with minimal interruption and serve our customers at the highest level. All SMBC Rail employees are currently working from home and that is the plan for the foreseeable future. Our systems are designed to support working remotely and employees have full access to files, email, and other resources needed to fully support our customers.

As always, reach out to your SMBC Rail Contact if you have any questions. http://www.smbcrail.com/contact.htm

For more information about COVID-19 and what you can do to keep healthy and safe, visit the Centers for Disease Control at www.cdc.gov or your local health department's website.

Please stay safe and take care of one another,
The SMBC Rail Team

New Hire Announcement
Chris Herrman – Chris joins SMBC Rail Services as Chief Financial Officer. Chris is a proven leader in the Rail Leasing market with 8 years as Chief Financial Officer at Mitsui Rail Services. Prior to Mitsui, Chris held similar finance leadership roles as CFO and Treasurer with The Gas Technology Institute and Vice President, Leveraged Lending with Merrill Lynch Capital. Chris is a Certified Public Accountant and he has an Master of Business Administration from Northwestern University, Kellogg School of Management and a Bachelor of Science in Finance from Northern Illinois University.

About Sumitomo Mitsui Banking Corporation
SMBC is headquartered in Tokyo, Japan, and is a wholly-owned subsidiary of Sumitomo Mitsui Financial Group, Inc. (“SMFG”). Listed on the Tokyo, Nagoya and New York (via ADRs) stock exchanges; SMFG has a market capitalization of approximately US$48 billion. SMFG is a leading financial institution in Japan as well as a global provider of financial services.

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Bank of America Merrill Lynch and SMBC Nikko Securities America, Inc. acted as exclusive financial advisor and Skadden, Arps, Slate, Meagher & Flom, LLP and Chapman and Cutler LLP legal advisor to SMBC in connection with this transaction.